MiniCo’s ArtisanPAK Construction Program

MiniCo now offers the ArtisanPAK Construction Program for commercial, residential, and service and repair contractors in Arizona, California, and Nevada. The ArtisanPAK Program targets a wide range of artisan contractors such as drywall, electrical, floor covering, heating and air conditioning, home installation and handymen, landscapers and arborists, masonry and concrete, painting and repair, plumbing, , solar energy, swimming pool building and related subcontractors, tile, and many more. Click here for the full list of eligible contractors.

Benefits of Working with MiniCo

MiniCo’s underwriters have been writing specialized coverage for artisan contractors since 1991 and they have extensive experience in the construction industry. Our service-oriented underwriting team is dedicated to providing the highest level of customer service for brokers and policyholders including rating, quoting, binding, issuing policies, and servicing accounts. Producers are not required to perform system input or rating, and MiniCo has no premium volume commitment. In addition, producers have access to the entire family of Jencap specialty programs. Insureds have free access to MiniCo’s Risk Management Center.

Program Features

  • Additional insureds, primary wording, waiver of subrogation, and per project aggregate included at no additional cost
  • Occurrence form with no mandatory prior work exclusion
  • Specialized underwriting experience since 1991
  • Monthly payment program, including pay as you go for GL
  • Significant commitment to automation including electronic policy distribution
  • Minimum $1,000 GL premium written
  • Free advisors for legal, human resources, safety, and public relations issues for WC policyholders

Coverage Highlights

  • Admitted and non-admitted general liability coverage options
  • Cyber liability coverage offered on every GL quote (opt-out provision included; higher limits available)
  • Commercial auto including broadened coverage endorsement
  • Property coverage including broadened coverage endorsement
  • Enhanced equipment breakdown coverage available (includes sublimit and deductible options)
  • Inland marine coverage
  • Excess liability coverage

Learn more online and get a quote at or email for more information.

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