What Not to Put In Storage
Summer is a popular time for moving. If you’re a property and casualty agent, that means you’re busy working with clients who are selling existing homes and in the process of buying new ones. For clients who may have a need to put some of their personal property in storage, it’s important that they understand what items can’t be stored in a self-storage facility.
Every business operates under its own rules and guidelines, but the following are items typically prohibited by most self-storage facilities.
Flammable or explosive materials.
If one unit catches on fire, it may put the entire facility at risk. Typical items that are flammable or explosive include aerosol cans, oil, paint, propane, kerosene, and the like. If you have clients who are storing items that use a flammable liquid (such as power tools and lawnmowers), advise them to empty the items of all fuel prior to storage. Also in this category are corrosive items (such as batteries) and tires.
Some self-storage facilities permit the storage of motor vehicles, and the ones that do generally require a valid registration and title. Other requirements may include proof of liability insurance and that the vehicle be in driving condition.
Most, if not all, self-storage facilities prohibit using units to board/store any type of live animal. This also applies to the storing of animal carcasses, for example, those that that may be awaiting taxidermy processing.
Items meant for consumption don’t belong in a storage unit. Some businesses prohibit storage of any type of food substance as it attracts a variety of vermin that can overrun the entire facility, destroying property and costing thousands of dollars in lost revenue as well as pest-control costs.
If you have clients who are planning to use a self-storage unit in the near future and aren’t sure as to what can or can’t be stored, have them check with the facility manager. Items prohibited from storage should be spelled out on the lease agreement. As an extra layer of protection, it’s a good idea to purchase a stand-alone tenant insurance policy to provide coverage for personal property stored in a rented unit, such as those offered by MiniCo Insurance Agency.